The Family Investments Ethical Child Trust Fund

You can choose a Family Investments Child Trust Fund which invests into an ethical fund. The ethical Child Trust Fund is a stakeholder account that invests in shares via our ethical investment fund, so we'll avoid investing your child's money in any companies who generate significant turnover from:

• alcohol or tobacco
• export of goods or services for military users
• supplying ozone depleting chemicals
• testing of cosmetics or toiletries on animals
• using intensive farming methods
• extracting or importing tropical hardwood
• trade in prohibited pesticides
• activities which significantly pollute waterways

We'll also avoid investing your child's money in any company groups who have registered companies in a significant number of countries identified as violating human rights.

You'll not only be saving, you'll also be helping to secure a stable, safe environment for yourselves, your family and everyone around you.

We also offer:

• The only actively managed ethical stakeholder CTF – with experts from New Star, one of the City's premier fund managers, managing your savings
• Capped charges – Our annual management charge is capped at 1.5% of the value of the account
• Risk management – From your child's 13th birthday our fund managers will start to move the investment from shares to lower risk investments, helping to protect your child's savings towards the end of the investment period
• Top-up your account any time – You, or your family or friends, can add to the account at any point by setting up a Direct Debit online through this website. You can also do this by calling us or sending us a cheque.
• A choice of online gifts – You can receive a choice of online gifts if you set up a regular Direct Debit when applying online

For more detailed information about our Ethical Child Trust Fund account including its aims and risks please ensure you read our
key features*. A stakeholder account isn't necessarily suitable for everyone, so you should ensure that this type of account suits you and your child's needs before investing your voucher.

If you're interested in our ethical investment fund you can request further information or apply online today. Please remember that because the account invests in shares the value of the account could fall as well as rise, and your child may get back less than has been invested.

How will my child's money be invested?

*In order to view and print our ethical Child Trust Fund's key features, you'll need the free Acrobat Reader from Adobe. If you do not already have Acrobat Reader from Adobe installed, click here to download it for free.