Adult financial solutions

As well as our great range of children’s products, we also provide a range of tax-efficient investments and unit trusts. It’s easy to start investing with us, either online or over the phone.

Product	Summary	Payment Limits	Investment length
Family Bond	A tax exempt* long term regular savings endowment plan	£270 lump sum or £25 per month.	10 to 25 years.	More info
Ethical Equity ISA (stocks and shares)	Allows you to invest with regular payments from as little as £50.	£10,200 per tax year or £850 per month	No fixed length. Medium to long term.	More info
Unit Trust	A stockmarket linked unit trust with a choice of two funds.	No maximum payments limit	No fixed length. Medium to long term.	More info

As the products on this page are linked to the stockmarket, their value can fall as well as rise meaning that you may receive back less than was paid in.

Family Bond

The Family Bond is a tax exempt long term regular savings endowment plan and is a simple and affordable way for you to take advantage of the special tax privileges* available to Friendly Society funds.

It also includes an element of life cover, the cost of which is charged to the bond.

You can start a Family Bond from just £15 a month and save up to £25 a month, or you can choose to save on an annual basis up to £270 a year.

The minimum investment period is 10 years.

As it’s linked to the stockmarket, the Family Bond offers the potential of good returns but, of course, its value can fall as well as rise. It is a long term plan, with long term objectives, so if you were to cash it in early it increases the chance that you could get back less than you paid in.

Request an information pack for the Family Bond

Apply for a Family Bond online

You can also telephone our Customer Service team on 0844 8 920 920. Telephone calls may be monitored or recorded for training purposes. Calls cost 9.9p plus 3p per minute from a BT landline (correct at 06/05/10). The cost of non-BT landline calls may differ.

Ethical Equity ISA (stocks and shares)

The Family Ethical Equity ISA (stocks and shares) allows you to invest with regular payments from as little as £50.

This product invests in a unit trust called the Family Charities Ethical Trust, which aims to achieve long term capital growth, by closely following the performance of companies included in the FTSE4Good UK 50 Total Return Index. You can find out more about FTSE4Good by visiting their website

It’s easy to save with the Family Ethical Equity ISA. Just click the link below, fill in your details, and we’ll send you a full information pack and application form.

Request an information pack for the Family Ethical Equity ISA

Or you can call our Customer Service team on 0800 731 7433 (telephone calls may be monitored and recorded for training purposes).

Unit Trust

This is a unit trust which aims to achieve long-term capital growth by investing in stocks and shares of UK companies.

Request an information pack for the Unit Trust

You can also call our Customer Service team on 0808 100 7654 (telephone calls may be monitored and recorded for training purposes).

* Tax advantages depend on individual circumstances and may change in the future.

"FTSE ®" is a trade mark jointly owned by the London Stock Exchange Plc and the Financial Times Limited and is used under license by FTSE. FTSE does not sponsor, endorse or promote this product.