The Child Trust Fund
Family Investments are the UK’s favourite Child Trust Fund provider with over 1 million accounts.
What is a Child Trust Fund?
If your baby is resident in the UK and eligible for Child Benefit, you’ll receive a free £250 Child Trust Fund (CTF) voucher from the Government.
You’ll need to use this voucher to open a Child Trust Fund account for your child. Then you - as well as your family and friends - can add up to £1,200 a year to the account.
When your child is 7 years old, you’ll also receive an extra £250 from the Government, and may receive another £250 if you’re receiving full Child Tax Credit.
All the money paid in to the account belongs to your child, so only they can access it and only when they’re 18, giving them a little bit extra to support them when they’re ready to take on the world.
The Family Investments Child Trust Fund
We offer a Stakeholder Child Trust Fund account which invests in shares, and gives you a choice of investment funds:
- Our Stakeholder Child Trust Fund
- Our Ethical Stakeholder Child Trust Fund
A Stakeholder Child Trust Fund account is the type of account the Government will automatically choose for you if you don’t invest your child’s voucher within 12 months.
This kind of account meets all of the Government’s guidelines, which are aimed to try and reduce the risk of investing in shares and which cap the annual management charge at 1.5%, although this doesn’t mean that the Stakeholder account is suitable for everyone or that returns are guaranteed.
You should remember that because the account invests in stocks and shares that its value can fall as well as rise and your child could get back less than was paid in.
Find out more about our Stakeholder Child Trust Fund and your investment options
There are various types of accounts available – Stakeholder, and non-Stakeholder Cash or Equity accounts – from a variety of providers. If you’re interested in checking out the different options available, you can find more information on the Government’s Child Trust Fund website.
Why choose Family Investments?
- The UK’s favourite Child Trust Fund provider. We look after the CTF accounts of over 1 million children
- The only stakeholder Child Trust Fund account you can manage online
- 9 out of 10 of our customers surveyed say that they would recommend us to a friend*
- As a mutual we’re owned by our customers, so our profits are reinvested for their benefit.
- Over 30 years experience of providing financial solutions for families
- Chosen to provide the Child Trust Funds for high street names such as Santander, the Post Office and Barclays
Find out more about us
Family Investments does not provide advice. If you have any doubts about the suitability of this product you should seek independent financial advice.
* Family Investments Child Trust Fund customer panel research September 2009.
