The Junior Bond

The Junior Bond is an affordable, tax-efficient way for anyone to save for a child’s future, from as little as £15 per month over a period from 10 to 25 years.

If you've read the details and are happy the Junior Bond is right for you, you can apply online today.

Apply Online

How we invest the child's money

Once you have decided to open a Junior Bond with us, you will need to choose how you want to invest the money.

You can choose between two funds: the Sovereign Fund and the Family Charities Ethical Exempt Fund. More information on these funds can be found below.

Please remember that before applying you should ensure you have read the relevant sections of this site, including the FAQs and the All you need to know about our Junior Bond document, and are happy that the account you have chosen is right for you and your family’s needs. Family Investments do not provide advice. If you have any doubts about the suitability of this account, you should seek independent financial advice.

Our Junior Bond

Invested in the Sovereign Fund

The Sovereign Fund aims to achieve long-term growth, whilst spreading the risk across a wide range of investments.

It invests mainly in both UK and overseas shares, along with fixed interest investments and property. It may also invest in alternative investments, money market instruments and cash. The fund may achieve this by investing in one or more other funds.

  • Risk spread across a wide range of investments.
  • Investments in both UK and overseas shares.
  • May invest in alternative investments, for example an Absolute Return Fund, which is a fund that aims to provide a positive return regardless of what is happening on the stock market.
  • May invest in property directly.

For more details about this fund, you can view its fact sheet.

For more information on Sovereign's investment in absolute return funds, click here.
Apply Online

Our ethical Junior Bond

Invested in the Family Charities Ethical Exempt Fund.

The Family Charities Ethical Exempt Fund invests in a unit trust, which aims to achieve long-term growth by closely following the performance of companies included in the FTSE4Good UK 50 Total Return Index.

To be included in this Index, companies need to demonstrate that they are working towards:

  • Environmental management.
  • Climate change mitigation and adaptation.
  • Countering bribery and upholding human and labour rights.
  • Globally recognised supply chain labour standards.

The Index also avoids investment in companies involved in tobacco production, as well as companies manufacturing nuclear weapons and whole weapon systems. Further information is available by contacting us or visiting the FTSE4Good website.

For more details about this fund, you can view its fact sheet.

“FTSE ®” is a trademark jointly owned by the London Stock Exchange Plc and the Financial Times Limited and is used under license by FTSE. FTSE does not sponsor, endorse or promote this product.

Apply Online