Our Junior ISA

The Junior ISA is a new and affordable way for you to save and invest on behalf of your child. If your child is under the age of 16 and did not qualify for a Child Trust Fund, you can invest from as little as £10 a month.

 

If you've read the details and are happy the Junior ISA is right for you, you can apply online today.

Apply online

How we invest your child's money

If you decide to open a Junior ISA with us, you'll need to choose the fund you want to invest in.

See below for details of the two funds you can choose. Both funds invest in stocks and shares, which means that their value can fall as well as rise, and the child could get back less than was paid in.

For further information on how the funds are invested, you can view the individual fund fact sheets linked to below.

Please remember that before applying you should ensure you have read the relevant sections of this site, including the FAQs and the Important Information booklet (and, for our ethical Junior ISA, the Key Investor Information document) and you are happy that the account you have chosen is right for you and your family's needs. Family Investments does not provide advice. If you have any doubts about the suitability of these accounts, you should seek independent financial advice.

Our Junior ISA

Invested in the Family Balanced International Fund.

This fund aims to achieve long-term growth by investing mainly in both UK and overseas shares, along with fixed interest investments.

The fund may also invest in:

  • Alternative investments
  • Money market instruments
  • Cash

The fund may achieve this by investing in one or more other funds. The fund may also invest in property funds.

For more details about this fund, you can view its fact sheet.












Our Ethical Junior ISA

Invested in the Family Charities Ethical Trust.

This fund aims to achieve growth by investing mainly in UK shares of companies that make up the FTSE4Good UK 50 Index in order to closely follow its performance. The fund typically invests in companies that meet globally recognised social, ethical and environmental corporate responsibility standards.

For inclusion in this index, companies need to demonstrate that they are working towards:

  • Environmental management
  • Climate change mitigation and adaptation
  • Countering bribery
  • Upholding human and labour rights
  • Globally recognised supply chain labour standards.

The FTSE4Good UK 50 Total Return Index also avoids investment in companies involved in tobacco production, as well as companies manufacturing nuclear weapons and whole weapons systems.

For more details about this fund, you can view its fact sheet.

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