Important Information
Making an informed decision
Before choosing a CTF account or topping one up, it is important you consider whether the account is the right type for your child. To help you in this regard we produce a document detailing the account's key features, you can view either our
Child Trust Fund key features*
or our
Ethical Child Trust Fund key features*,
which should provide you with enough information to make an informed decision. A document called a 'Full Prospectus' is also available, giving much more detailed information. This is available on request by writing to our Customer Service Team at our registered office address below, although please note 'Simplified Prospectus' details are contained within the key features document.
If you decide to invest through this website you will be doing so without receiving any investment advice. Family Investments does not give advice on the suitability of the Child Trust Fund. If you have any doubts about the suitability of this investment you should seek advice from a qualified financial adviser.
General warnings
- The Child Trust Fund accounts from Family Investments are stockmarket based. As such, the capital value of the investment and any income from it may fall as well as rise, and your child may get back less than has been invested
- Any money put in to the Child Trust Fund account will remain there. Only your child will be able to access it, and only at age 18
- Tax benefits are subject to change, which means the favourable tax treatment of CTFs may not be maintained in the future.
- Telephone calls to Family Investments Customer Service team may be monitored and recorded for training purposes (CTF call centre open 9am-7pm Monday to Friday and 9am-12pm Saturday)
The proceeds that are received from the CTF accounts will be free of any personal tax liability (i.e. they are exempt from income tax and capital gains tax). The income of the underlying unit trust may be subject to corporation tax whilst capital gains are exempt.
Security
Family Investments cannot accept responsibility for any misuse arising on your computer which results in information being given to us without your authority.
Member information and corporate governance
Family Investments is committed to complying with the Combined Code on Corporate Governance as relevant to mutual insurers. In accordance with the Code we are committed to providing information on Family Investments, its management and other information that our members may want to know. To find out more about Family Investments and who qualifies as a member just click on the link below.
Click here for Member Information
For information on how our with profits funds are managed click here
Products detailed are only available to UK investors.
We only offer products from the Family Investments group of companies. For a list of the products we offer please call us on 0844 8 920 920. Telephone calls may be monitored or recorded for training purposes. Calls cost 3p plus 3p per minute from a BT landline (prices correct at 04/08). International, mobile and internet calls and those made via other network providers may vary.
Family Investments is a trading name of Family Assurance Friendly Society Limited (incorporated under the Friendly Societies Act 1992 Reg. No. 939F), Family PEP Managers Limited (Co. No. 2934967), Family Investment Management Limited (Co. No. 1915516) and Family Equity Plan Limited (Co. No. 2208249) which are authorised and regulated by the Financial Services Authority. Family Enterprise Limited (Co. No. 2489291) is not authorised or regulated by the Financial Services Authority. Registered office: 16-17 West Street, Brighton, East Sussex, BN1 2RL.
Each of the companies detailed above, that are authorised and regulated by the Financial Services Authority (FSA), are also registered on the FSA website at. Click here to access the FSA website.
The respective FSA register numbers are:
Family Assurance Friendly Society – 110067
Family PEP Managers Ltd – 171880
Family Equity Plan Ltd – 122351
Family Investment Management Ltd - 122394
Our VAT number is 620 7942 45.
View our website conditions of use
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