Terms and conditions of the Family Investments websites
Please read these terms and conditions carefully, they contain important information about your rights and obligations.
1. Introduction
Please read these terms and conditions carefully before using the website operated by Family Investments ("we" or "us") to be found at www.familyinvestments.co.uk (the "Site"). By accessing or using the Site you agree to be legally bound by these terms and conditions as they may be modified and posted on the Site from time to time. If you do not wish to be bound by these terms and conditions then please do not use the Site.
Changes may be made to the Terms and Conditions at any time without notice by updating this posting. You agree to review the Terms regularly and your continued access to or use of the Site will mean that you agree to any changes.
2. Privacy Policy and Uses of Data
These Terms and Conditions are subject to the Privacy Policy and Uses of Data, links to which can be found at the bottom of this page.
3. Security
- We shall accept your electronic registration without the need for any further written confirmation, so it is important that you take suitable precautions if you are using a computer which can be accessed by other people
- You should ensure that your personal and banking details are not available to an unauthorised user
- We cannot accept responsibility for any misuse arising on your computer which results in information being given to us without your authority
Family Investments will never ask you for your online password in an email or by telephone. Keep your password secure and do not reveal it to anyone. If you believe someone has access to your password, change it immediately or contact us immediately to de-activate your account.
4. Locality
The Site is controlled and operated by Family Investments from its offices in England. We make no representations that the Site or any Content on it are appropriate or available for use in other locations. Those who visit the Site from other locations do so on their own initiative and are responsible for compliance with all applicable laws.
5. Liability
The site and all materials and information thereon are provided on an "as is" basis. To the fullest extent permissible by applicable law, we do not make any express or implied warranties, representations or endorsements whatsoever with regard to the site or any information or service provided through the site. To the fullest extent permitted by law we will not be liable to users for any loss or damage of any nature whatsoever and howsoever arising (including due to our negligence) out of or in connection with the viewing, use or performance of the site or its contents, whether due to inaccuracy, error, omission or any other cause and whether on the part of Family Investments or our servants or agents, or any other person.
You are responsible for ensuring that your computer system meets all relevant technical specifications necessary to use the site and is compatible with the site. You also understand that we cannot and do not guarantee or warrant that any material available for downloading from the site will be free from infection, viruses and/or other code that has contaminating or destructive properties. You are responsible for implementing sufficient procedures and virus checks (including anti-virus and other security checks) to satisfy your particular requirements for the accuracy of data input and output.
All pictures, photographs and material submitted by you to us for posting on the Site where such facility exists shall become the property of Family Investments. You have sole responsibility for the content which you submit to us for publication on the Site and you shall indemnity and keep us fully and effectively indemnified on demand from and against all actions, claims, losses, liability, proceedings, damages, costs, expenses, loss of business, loss of profits, business interruption and other pecuniary or consequential loss (including legal costs and expenses) suffered or incurred by us and arising directly or indirectly out of the publication of material submitted by you.
6. Copyright and Monitoring
The contents of the site are protected by international copyright laws and other intellectual property rights. The owners of these rights are Family Investments or other third party licensors. All product and company names and logos mentioned on or in the site may be the trademarks, service marks or trading names of their respective owners, including Family Investments. You may not modify, copy, reproduce, republish, upload, post, transmit or distribute, by any means or in any manner, any material or information on or downloaded from the site including but not limited to text, graphics, video, messages, code and/or software without our prior written consent.
7. Availability of the Site
We will endeavour to make the site available but cannot guarantee that the site will operate continuously or without interruptions or be error free. You must not attempt to interfere with the proper working of the site and, in particular, you must not attempt to circumvent security, tamper with, hack into, or otherwise disrupt any computer system, server, site, router or any other Internet connected device.
We reserve the absolute right to alter, suspend or discontinue any aspect of the Site or the services provided through it. Unless explicitly stated any new features on the Site, including but not limited to the release of new services, shall be subject to these Terms and Conditions.
8. Linked Sites
Family Investments may provide hypertext links to sites on the Internet which are operated by other people who we believe offer services and/or products which complement those offered by us and we make no representations whatsoever about any other site(s) which you may access through this Site or which may link to the Site. When you access any other site you understand that it is independent from the Site and that we have no control over the content or availability of that site. In addition, a link to any other site does not mean that Family Investments endorses or accepts any responsibility for the content, or the use of, such a site and shall not be liable for any loss or damage caused or alleged to be caused by or in connection with use of or reliance on any such content, goods or services available on or through any such site or resource. Any concerns regarding any external link should be directed to its respective site administrator or web master.
9. Internet e-mail
Messages sent over the Internet cannot be guaranteed to be completely secure as they are subject to possible interception or loss or possible alteration. We are not responsible for them and will not be liable to you or anyone else for any damages or otherwise in connection with any message sent by you to Family Investments or any message sent by Family Investments to you over the Internet.
Family Investments will never ask you to send personal information, especially passwords, via email.
10. General
We may assign or subcontract any or all of our rights and obligations under these Terms and Conditions.
If any provision or term of these terms and conditions shall become or be declared illegal, invalid or unenforceable for any reason whatsoever, such term or provision shall be divisible from them and shall be deemed to be deleted from them.
These terms and conditions and your use of the Site are governed by English law and you submit to the non-exclusive jurisdiction of the English court.
11. Legal information
Family Investments is a trading name of Family Assurance Friendly Society Limited (incorporated under the Friendly Societies Act 1992, Reg. No. 939F), Family PEP Managers Limited (Co. No. 2934967), Family Investment Management Limited (Co. No. 1915516), and Family Equity Plan Limited (Co. No. 2208249), which are authorised and regulated by the Financial Services Authority. Family Enterprise Limited (Co. No. 2489291) is not authorised or regulated by the Financial Services Authority. Registered Office: 16-17 West Street, Brighton, East Sussex, BN1 2RL.
Each of the companies detailed above, that are authorised and regulated by the Financial Services Authority (FSA), are also registered on the FSA website at: www.fsa.gov.uk
Our VAT number is 620 7942 45.