Over 50s Life Insurance Plan
Are you healthy and aged 50-80?
Then the Family Investments Over 50s Life Insurance Plan is designed just for you.
Our plan helps you build up a useful lump sum for when you die to help towards funeral costs, debts or just leave behind some money for loved ones.
By excluding those who are in the very worst of health, our plan is able to offer cover up to 30% higher than the leading providers**. To qualify for our preferential cover all you have to do is answer a simple medical question.
 We don’t cover: Those who have suffered from a heart attack, stroke or cancer in the last 5 years and those who have a terminal medical condition. |
 We do cover: Everybody else aged 50 to 80, no medical required. |
Key product features
| Over 50s plan benefits |
Important information to consider |
- Build a lump sum for when you die to help towards funeral costs, pay debts or just leave behind some money for loved ones.
- Up to 30% higher cover if you can answer one simple medical question.
- Up to £5,000 per member paid before probate.
- Premiums start from £8 a month. That’s just 26p a day.
- Premiums fixed for the life of the policy – guaranteed.
- Stop paying premiums when you reach 90, cover continues for life.
- Full benefit payable after just 12 months.
- Double benefit paid upon accidental death before age 71 (including the first 12 months).
- No medical required.
- £30 Marks and Spencer vouchers upon receipt of your first premium.
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- You’ll need to confirm that in the last 5 years you haven’t suffered from a heart attack, stroke or cancer and you don’t have a terminal medical condition.
- If you stop paying premiums before age 90, your plan will lapse and you will receive no benefit and no refund of premiums.
- If you die in the first year we will refund premiums, but full benefit will not be paid.
- However if you die as a result of an accident before you are 71, then the amount of life cover will double.
- If you live long enough, the total premiums paid may eventually exceed the amount of life cover.
- The value of the lump sum will be reduced by inflation.
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What next?
To get a personalised quote, click here. We think you’ll be surprised how much cover you could get from just £8 per month.
Get a quote
Compare our rates
Frequently asked questions
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Still confused?
Call our friendly customer service team on 0800 138 8311. Calls may be monitored and recorded for training purposes.
* £30 Marks & Spencer voucher will be sent to you after we receive your first premium.
**Correct as at July 2010 and based on £12 per month premium for people aged 60. To see which providers we used in this comparison and how our cover compares, click here.
Who are Family Investments?
- Family finance specialists for 35 years
- Simple, affordable products with families in mind
- Run for the benefit of our customers, not shareholders
- Look after £2.8 billion money for 1.7m people (at 30/06/2010)
- A family brand trusted by high street names
- UK based customer service team
