Making a Payment

Whether you want to set up a monthly Direct Debit, or just make a one-off contribution, paying into a child's Junior ISA or Child Trust Fund only takes a few minutes.

You can pay in online or, if you prefer, send us a cheque or make a payment by online banking. All you need to make a payment online is the child's account number and date of birth.

Paying in to a Junior ISA

Max. £4,000 each tax year, subject to payments already made into the account and into a cash Junior ISA elsewhere.

Pay in to a Junior ISA

Paying in to a Child Trust Fund

Max. £4,000 each account year. An account year runs between the child's birthdays.

Pay in to a CTF

Important points to remember

Any payment made into a Junior ISA or Child Trust Fund is a gift to the child. Only the child can access the money and only at age 18.

The value of stocks and shares accounts can fall as well as rise, meaning the child could get back less than was paid in. Cash accounts cannot lose their value, but the effects of inflation mean the child will not be able to buy as much in the future with the final amount as they could today.

  • Pay In by Telephone

    • Simply call our Customer Service Team on 0844 8 920 920 to set up a monthly or one-off Direct Debit.

      Open 9am to 7pm Monday to Friday, and 9am to midday Saturday. Calls may be recorded and monitored for training purpose. Call charges apply. These are dependent on your providers tariff and are likely to be more from mobile phones. For more information, please contact your provider.

  • Pay In by Cheque

    • Send a cheque made payable to Family Equity Plan Ltd (or made payable to the child) to:

      FREEPOST, RTHA-EHYB-ZTBL
      Family Investments
      16-18 West Street
      Brighton
      BN1 2RL

      On the reverse of the cheque, please write the child's name, date of birth, account number and your name and address.

  • Pay In by Telephone/Internet Banking

    • You'll need the following information to do this.

    •  Type of account  Sort Code  Account number
       Stakeholder Child Trust Fund  60-00-01  36238007
       Cash Child Trust Fund  60-00-01  39495876
       Junior ISA  60-00-01  36238007
      Type of account Stakeholder Child Trust Fund
      Sort Code 60-00-01
      Account number 36238007
      Type of account Cash Child Trust Fund
      Sort Code 60-00-01
      Account number 39495876
      Type of account Junior ISA
      Sort Code 60-00-01
      Account number 36238007

      Please use the child's account number as a reference. The format should be C00012345K, K00012345B or J00012345A.

      Important: if you provide an incorrect reference, for example the wrong account number, the payment will be rejected or could be applied to an incorrect account. It may also mean that we are unable to return any money that has been paid in.

      Unfortunately, we do not accept cheques or cash paid over the counter at a bank, building society or Post Office.

      Please remember that if the end of the account year is approaching (this is from the child's birthday for CTF accounts, and the tax year for Junior ISAs) and you wish to take full advantage of their current year's allowance, you should take extra care to ensure that your payment reaches us in time.

      We cannot accept payments from overseas bank accounts. If you are living overseas and do not have a UK bank account, please call our international customer service number.

  • Invite Family & Friends to Pay In

    • If you are the Registered Contact, you can email family and friends an invite to pay in to your child's account online by Direct Debit or debit card. Just choose the relevant link below and follow the instructions, and we'll do the rest.

      Junior ISA invite »

      Child Trust Fund invite »

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