Interest rates for Cash Child Trust Funds

This page displays the interest rates applicable to the Cash Child Trust Fund account over the last 2 months. This Cash CTF is only available to former Santander/Abbey customers who transferred to Family Investments in 2009. Family Investments do not currently provide a Cash Child Trust fund for new customers.

Family Investments Cash CTF Gross Interest Rate p.a %
Value of the CTF
Effective from: £0.00 - £749.99 £750.00 - £1,499.99 £1,500.00 +
17/09/2014 1.00% 1.50% 2.00%
20/08/2014 1.00% 1.50% 2.00%

Family Investments Cash CTF

Effective from: 17/09/2014
Value of the CTF Gross Interest Rate p.a %
£0.00 - £749.99 1.00%
£750.00 - £1,499.99 1.50%
£1,500.00 + 2.00%
Effective from: 20/08/2014
Value of the CTF Gross Interest Rate p.a %
£0.00 - £749.99 1.00%
£750.00 - £1,499.99 1.50%
£1,500.00 + 2.00%

For information on previous rates, please contact Customer Services.

From 6th January 2011, these accounts have tracked the Bank of England (BoE) Base Rate. This means that any changes to the BoE Base Rate will be passed onto our customers within 30 calendar days. The individual tiers will determine what percentage will be added to the BoE base rate as shown below:

  • Tier 1 (balances below £750) - we will track 0.5% above the BoE Base Rate, this means if the BoE Base Rate is 1.0%, we will offer a rate of 1.5% and if the BoE Base Rate moves to 2% we will offer a rate of 2.5%.
  • Tier 2 (balances of £750 to £1,499) - we will track 1.0% above the BoE Base Rate, this means if the BoE Base Rate is 1.0%, we will offer a rate of 2% and if the BoE Base Rate moves to 2% we will offer a rate of 3%.
  • Tier 3 (currently balances of £1,500 and above) - we will track 1.5% above the BoE Base Rate, this means if the BoE Base Rate is 1.0%, we will offer a rate of 2.5% and if the BoE Base Rate moves to 2% we will offer a rate of 3.5%.