Getting the best from your CTF

The initial voucher from the government is a helpful start for your child, but on its own it won't be enough for them to pay for some of the things they may really want to do, such as go to university or buy a reliable first car.

That's why you, your family, or your friends can 'top-up' the account by up to £1,200 a year (each new subscription year starts on your child's birthday). The money will be a gift to the child and will remain in the account where only your child will be able to access it, and only at age 18.

You can use our savings goal calculator on this page to see how much you might need to save in order to reach the amount you want your child to receive.

Adding to a CTF

There are various ways to top-up a CTF account. All you need is the child's CTF account number and date of birth.

• Online by Direct Debit – To set up a new regular DD or to make a one-off payment online, simply click here
• By phone – Call our Customer Services team on 0800 616 695* to arrange a regular Direct Debit or make a one-off payment
• By cheque – Send a cheque with the child's name, date of birth and CTF account number written on the reverse to the address below

Please make your cheque payable to Family Equity Plan Limited (we will also accept cheques made out to the child).

Family Investments Child Trust Fund
FREEPOST BR2206
Brighton
BN1 2BR

If you would like information on other ways to pay, such as bank transfer or standing order, please call us on 0800 616 695*

* Telephone calls may be recorded and monitored for training purposes.

Top-up now

Invite Family and friends to top-up