Topping-up a Child Trust Fund
Anyone can top-up a Child Trust Fund account as long as the combined total does not go over £1,200 a year (each account year starts on your child’s birthday).
By adding a little to the account each month, you could make a difference to how much the child gets when they’re age 18. Try the Child Trust Fund calculator on the right to see how much they could receive.
Remember, any money paid in to the account belongs to the child. Only they will be able to access it, and only when they are aged 18.
Topping-up online
Set-up a monthly Direct Debit online.
You can also make one-off Direct Debit payments into the account this way. Please note that it can take 14 days for a Direct Debit to be collected.
Other ways to top-up
You can also set-up a Direct Debit or arrange a payment into the Child Trust Fund account offline.
See other ways you can top-up
Top up a CTF
- Help give a child a head start to their adult life
- You can set up either a regular or one-off Direct Debit online now
- Use the calculator on this page to see how much your child's account could be worth at age 18
- Anyone can contribute
Remember, any money paid in to the account will remain in the account.
Only the child will be able to access it,
and only when they reach age 18.
Top-up
a CTF
Invite family and friends to contribute to your childs trust fund
Online CTF Account
Management
Sign-up to Online Wizard and you’ll be able to:
- Find out how much your child’s account could be worth when they reach 18
- View a summary of the latest activity on the account
- Change your payment amounts online
Join KidStart
- Save into your child’s CTF as you spend
- Free and easy to register online
- Over 200 retailers, including ASDA, eBay and Hamleys
